Just before the summer we have started to work on expanding a credit process for our Client SKOK IM. FRANCISZKA STEFCZYKA. The implementation will involve launching an online loan application – so-called “one-click lending”.
The project is a response to the current market requirements for credit processes, especially in the context of self-service solutions, in which the involvement of employees of financial institutions is limited to the necessary minimum or even to zero. The mechanisms such as initial verification of client needs, calculation, offer preparation, credit analysis, signing an application and loan activation can be run automatically. Recipients are able to conveniently fill in the application form online and quickly get the decision.
The new solution will be based on the best practices of the current credit process and at the same time will be adapted to the requirements of full automation of the credit worflow, in which a person submitting the loan application is the initiator and ultimately the only executor of the process.
The system developed for our Client in the new process will play the key role as integrator and as the main system for assessing online loan applications, generating documentation, and transmitting orders directly to the central system. This action will result in the effective signing of the loan agreement by the Parties.
The main goal of the project is to provide SKOK IM. FRANCISZKA STEFCZYKA with a new distribution channel for their cash loan offer.