VSoft Credit – a central system for banks and financial institutions to handle sales processes
Optimization of banking processes is the key to business success
Advantages of implementing VSoft Credit
The primary benefit of implementing the system is an increase in sales of credit products while reducing the time required to process applications. With a faster process, the bank’s employees can focus on customer relations rather than operational or after-sales activities. Digitizing processes also reduces personnel costs.
The advantage of possessing the system is also acquiring a more accurate assessment of the customer and the transaction. Thanks to data from external systems, or, for instance, the possibility of implementing various credit risk assessment methodologies, the company has insight into the data and can monitor them within a single system.
Additional advantages of implementing the solution include:
- faster credit granting,
- reduction in target reserves and operational risks,
- shorter time of preparing the initial credit decision,
- increased quality of the credit portfolio,
- increased adequacy of credit risk assessment methods to given customer groups,
- elimination of the “paper” circulation of the credit file,
- automated use of information extracted from external interfaces,
- handling of multiple products within a single application,
- handling of activities related to the application, i.e., accounts, cards, electronic banking, etc.
Increase in the sales of credit products
Reduction in the costs of maintaining multiple systems
Continuous development and security
We have created VSoft Credit on the basis of our experience in the field of credit processes.
We know what measures will work for your company!
Support at all stages of credit processing
Calculation, offer and application
Assessment and decision
Agreement and launch
Administration and configuration
The application of VSoft Credit
The VSoft Credit platform is a perfect solution for handling credit processes by bank facilities (branches, business centers, virtual branches, service points, agencies).
It has a built-in 360° view of the customer, so the sales employee has comprehensive information about the customer, such as: their products, balances, prepared offers, history of cooperation with the institution and profitability.
Thanks to a powerful process engine, the list of cases to be handled is presented in a clear formula. The view shows:
- necessary data about the executed process,
- currently assigned processes,
- case categories,
- SLA alerts about upcoming activity deadlines.
Handling sales opportunities and mobile banking
The solution also features the process of credit e-application, during which the customer completes a set of information required to assess creditworthiness and reliability and attaches the necessary documents.
VSoft Credit will seamlessly integrate with your online banking system. This makes it possible to handle a credit application or apply for products based on predetermined credit limits.
Rating assessment of transactions
Credit systems and central systems in banks
A fast and secure loan process requires advanced tools.
Principles of UX Design in Online Credit Processes
Write to us
Are you interested in a solution for automating credit processes?
We’d love to tell you more about the VSoft Credit system! Complete the form and we will contact you and present the range of possible solutions.