Ready for BIK KI 4.0

Risk minimization thanks to data from Biuro Informacji Kredytowej

12.10.2023 | 180 min | Restauracja Baczewski, Warszawa

About the event

Ready for BIK KI 4.0

Financial Business Meeting is a series of events organized by VSoft addressed to the financial industry, aimed at discussing modern solutions supporting business and helping to better meet customer needs. The partner of the fifth edition of the event is Biuro Informacji Kredytowej S.A..

The fifth meeting focused on the implementation of the new version of BIK KI 4.0 and issues related to the implementation schedule, migration, business and IT challenges.

Are you interested in the topic of the meeting?

Write to us if you want to discuss with us the possibilities offered by integration with BIK KI 4.0.

Who is this event for?

The event is dedicated to all institutions using Biuro Informacji Kredytowej reports. Thanks to the use of connectors such as VSoft BIK KI, institutions can obtain data from customer credit reports, monitoring reports and customer management reports.


Dominik Majka



Przemysław Serba


Rafał Wojtas


Rafał Wojtas

Kierownik projektu

Przemysław Serba

Dyrektor sprzedaży



09:00 - 12:00

Ready for BIK KI 4.0

  1. Opening the meeting
  2. Benefits, schedule and migration of BIK KI 4.0
  3. Discussion about the benefits and challenges of integration with the latest version of BIK KI
  4. Coffee break
  5. Using connectors in communication with BIK to improve banking processes
  6. Summary


Biuro Informacji Kredytowej S.A. - The partner of the 5th Financial Business Meeting is BIK, an enterprise founded by the Polish Bank Association and private banks. The main task of BIK is to collect, integrate and share data on the credit history of bank customers.


The topic of the fifth edition of the Financial Business Meeting was the implementation of the new version of the BIK KI 4.0 system and the PAF KI platform. The event partner was the BIK Group. The aim of the meeting was to discuss the implementation stages, as well as to trigger discussion and create a space for sharing one’s own observations in the context of data exchange. Here are some of the key topics discussed during the event:

1. Implementation of the new version of the BIK KI 4.0 system:

    • The test environment has already been migrated to version 4.0, but interfaces in version 3.7 are still available.
    • A migration of the production environment is planned in the coming weeks.
    • Subscribers have complete freedom in the order in which they switch to the new version of the system: information batches, reports, and anti-fraud products.
    • In the new version of the BIK KI 4.0 system, the interfaces and data structure of anti-fraud products have been made independent of “credit” products.

2. New version of the BIK PAF KI platform:

So far, the information focus has been on the implementation of the new version of the BIK KI 4.0 system, but it is worth noting that the anti-fraud platform also has a new version.

3. The future of the BIK system for enterprises:

The BIK Group does not plan to start work on a new version of the system for enterprises in the near future. The decision to start work was postponed until after the stabilization of the system for individual clients.

4. The issue of test data in STT environments:

Currently, available test data does not always meet quality assumptions, which complicates the process of testing both reports and complete processes using report data.

5. Benefits of using connectors:

The benefits of using connectors that integrate the banking environment with Biuro Informacji Kredytowej environment were discussed, as well as the additional business functionalities that such a connector brings. The meeting discussed the typical process of implementing the connector, taking into account the role of the Bank and BIK S.A. and connector suppliers.

We would like to thank all participants for their active participation in the discussion and for sharing their knowledge and observations. This valuable meeting allowed for a better understanding of the implementation process of the new version of the BIK KI 4.0 system and the BIK PAF KI platform. Collaboration and information sharing are crucial to the success of these projects. If you have any additional questions or comments, please contact us and discuss further. The next Financial Business Meeting is coming soon!


Nowe systemy i wyzwania

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